Salary card - bank doors, open for employees and employers
Times when employees of enterprises andorganizations defended the queue to the cherished window in order to receive a salary, in most companies have long been in the past. Today, the cash card was occupied by a salary card, a tool that is convenient for both the employer and employees. What are its advantages over the usual method of calculation? Consider all the charms of salary cards on the example of the most popular card of the Savings Bank.
View from employees
Sberbank was one of the first to offer its customersservice "Salary project", plus a lot of advantages. What is a good salary card for an employee of an organization? First of all, it's saving time, no need to stand in line and independence from the hours of the cashier's work. Money comes to the card account by the hour, and you can withdraw them at any time in the amount that is needed at the moment.
Pros from the position of the employer
What does the salary card give to the owner of the company? There are several essential points here:
- saving money on transportation, storage of money;
- absence of costs for cash services;
- saving working hours when issuing a salary.
Salary card of the Savings Bank: convenient, fast, easy
With these obvious advantages it is difficult not to agree. What else can please the salary cards of Sberbank? First of all, one of the largest banks in the country has a wide network of branches and ATMs. This allows you to easily access cash or make any banking transactions on the account, wherever you are.
The availability of on-line service of the Savings Bank allowsManage your account without leaving your home or getting up from your workplace. Fortunately, the Internet today is almost everywhere. In the Internet bank, you can make transfers, as well as pay for a mobile phone and make utility payments.
Salary clients - all the best ... and profitable
And, probably, one of the most significantadvantages that Sberbank offers its customers: a salary card opens access to preferential lending. The employee of the organization together with the salary card of the Savings Bank receives an additional credit card, and also has the opportunity to issue a consumer loan and even a mortgage at special preferential rates.
At the same time, obtaining a loan greatly facilitatesthe fact that the bank "sees" the salary of the client entering the salary card. Thus, there is no need to provide additional certificates of income - the package of documents is reduced at times.
It is easy not only to take, but also to give
Salary cards of the Savings Bank facilitate not onlyreceiving, but also repaying the loan. Thus, monthly payments will be automatically written off from the client's card upon receipt of wages. In this regard, visits to the bank can be reduced to a minimum or even to zero.
In general, the owners of salary cards in the eyes of the bankThey have a winning position over other clients, being considered as reliable borrowers. Some holders of Sberbank connects an additional function - an overdraft, which allows you to get money directly from the ATM. The payment for such a loan will be written off from the employee's future salary.
Salary card - convenient in many aspectsmeans of obtaining money. It expands financial freedom of employees, saves their time and allows using the bank's money on preferential terms, forming a positive credit history in the future.