OJSC "Moscow Credit Bank": reviews and characteristics

A full package of services for individuals andcorporate clients, as well as universal products and specially developed programs, is provided by OJSC "Moscow Credit Bank". Clients' feedback about him, which always characterizes the work of any institution, is of a different nature. However, this is normal, since only those who do not work are not mistaken. First, let's give a characterization to the bank.Moscow Credit Bank reviews

For more than 20 years OJSC has been operating"Moscow credit bank". Feedback and rating among the 100 largest private banks in Russia show that the IBC is in the top twenty by the size of its own capital, structure and volume of liabilities to customers.

The ICB network is located in Moscow andMoscow region, there are more than 70 branches. For the convenience of clients, all units of the bank are open 7 days a week and have an extended service schedule.

Services provided at IBC: deposits from the public, all types of loans, private pension funds and brokerage services.μb contributions

Varieties of deposits are not so many, there are only four types:

  1. "Accumulative + deposit" - opens in rubles,euro and US dollars. The annual rate will depend on the term of the deposit: the longer the period, the higher the rate. In rubles, it ranges from 9.25% to 10.25%, in currency - from 2.5 to 3.5%. But if the deposit is made through the "MKB-Online" system, interest rates will be higher.
  2. "Savings deposit" - opens also in rubles and currency, is non-renewable, interest rates practically do not differ from the accumulative contribution.
  3. "Estimated Contribution" - involves spending transactions within the amount that exceeds the minimum balance. The deposit allows you to increase your savings and at the same time use part of your funds.
  4. "On demand" - a traditional deposit with the ability to replenish and spend funds without limits on amounts.

The most interesting credit product of this bank -mortgage credit lending. And he is interesting in that it is issued only with one document - a passport of a citizen of Russia. Buy housing in Moscow and the Moscow region can be, using this simplified system of mortgage registration.

The minimum amount is 700 thousand rubles,the maximum is 7 million rubles, the down payment starts from 30%. The maximum payment period is 20 years. There is a possibility of early repayment. The interest rate on the loan is set individually. Everything depends on the initial deposit, the repayment order and the loan term. The minimum interest rate is provided only for bank customers who have payroll accounts or a positive credit history with OJSC "Moscow Credit Bank". Reviews, by the way, quite often refer to this item, since many, until the end does not understand, rely on one interest rate, and get a completely different.Moscow Credit Bank problems

What conditions does the borrower offer to OAO "Moscowcredit bank "? Problems can arise not only with the size of the interest rate. First, property must be located in Moscow or the Moscow region. Secondly, the employer of the client must be registered only in Moscow or Moscow region.

If you decide to take a car loan in the IBC, thenregistration of your employer must also be in Moscow or its region. Your permanent registration can be anywhere in Russia, except for the following regions: Dagestan, North Ossetia, KCR, Adygea, Chechen Republic, Kabardino-Balkaria, Stavropol and Krasnodar Territory.

And, of course, it will not be superfluous to askopinion of clients of OJSC "Moscow Credit Bank". Feedback will help you not to make any mistakes, save your time and money. For example, the terminals of the ICD do not accept 5-thousand bills, and if you contact them at the cashier to exchange this note, you will have to pay a commission fee.

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OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics

OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics OJSC Moscow Credit Bank: reviews and characteristics