Do I need to close my salary cards after leaving work?

Do I need to close my salary cards after leaving work?

  1. Well, in general (although I can make mistakes, how many banks, so many rules), salary cards are paid by the employer, they do not have to withdraw money from you for their services, and since after your dismissal the financing of the card by the employer ceases, then everything will be disconnected with time. In addition, an application is submitted to the bank on behalf of the employer, that such persons have ceased to work. On the contrary, some want to leave salary cards for further use and write in the bank statement that they will now independently pay for the service.
  2. With AB it is better to understand, they like to save debts and do not bother with trifles. That's when the debt will be significant, they will take money from you and the soul. After dismissal, the service is transferred to the client. . And further, depending on the bank, or it will eventually be canceled or will accumulate debts. So if you want to use the card, make money for it, and if you do not want it, it's best to close it.
  3. For service can be charged minus and when closing it will certainly be presented. As for closing, do not close - banks are more interested in closing unused cards, because it unloads the client database. But in general, people mostly ignore this point and the banks are used to it. So to close or not to close the salary - see for yourself - it will be on the way - hit close ...
  4. I still had a salary card of the bank "St. Petersburg" and use it after my dismissal, I do not take any commissions
  5. I read all the responses and I will answer you so (listen carefully)!
    Your question is VERY literate and I see the bank customer's concern for the first time with such a question. Usually either ask a question or answer - hammer and do not think .... I'm glad that financial literacy is still growing.

    Now the answer is MANDATORY to close ALL the cards, in all banks you can write an application for cancellation of the annual maintenance fee if you have not used the card for more than 4-6 months and you will be abolished (rules of the MPS - international payment systems). Even if there are no cards, the card accounts are open and they need to be closed, so that any careless bank does not put you a minus on the card in a negative credit history (often people wonder why they are denied credits ... and it turns out there were once cards with a minus and their-not payers were thrown in BKI ...)

    So take the time, strain the memory, close all the card accounts. And on a salary card - if it ceases to be a salary card, it is always exposed at the end of the month of issue for an annual maintenance fee.

  6. Be sure to close the accounts and stop servicing the cards that you do not use. Perhaps the bank will change the tariff by default and start debiting funds before they are zeroed and then at a certain limit will start demanding repayment of the customer's debt.

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