Advantages of Micro-loans
Every person can have a situation,when financial resources are needed. At such moments, people begin to intensify their search for whom they can borrow, where to apply for a loan, a loan. And in these moments they face different difficulties: no one can take, banks refuse to lend or the application needs several days, which simply do not exist.
However, in such situations there is a way out . It is a loan that a credit company provides only to individuals.
The advantages of microloans are many:
- Money is given out quickly, just one document(passport). When you come to the company for loans, you will only need to provide an identity document and fill out an application. After that, within an hour you will be given money.
- To get a microloan, you do not need to collect any information, look for sponsors. It is enough to have only a passport.
- The delivery points are located in convenient places, they are easy to reach.
- No hidden interest, commissions. Even at the time of signing the loan agreement, you see how much you will have to return. This amount will be divided by the crediting period into equal parts, which you will need to make monthly.
- Anyone can receive a microloan. There are credit institutions that work not only with those people who are officially employed, but also with those who work unofficially.
For clients to be comfortable, credit organizations such as prudently abolished fines, penalties forlate payment of the next payment. Interest on the loan is small and calculated for each client individually. If desired, customers can always extend the microloan contract at the right time.
Deciding to issue a loan, the client receives allinformation on it: what is the interest rate, how much will overpay, how to pay off ahead of schedule, what minimum amount should be paid and when. Such information is not provided by banks when granting loans, it is recognized by the borrower only after the next reading of the contract at home, counting all the hidden fees prescribed in the contract in small print. Nobody likes such surprises. To avoid unpleasant situations, when issuing microloans, creditors immediately voice the terms of the loan, because they are transparent.
The information is provided by the website zaem.ru, by the company ExpressDengi.